Early heat seekers wouldn’t reliably lock an aircraft from the front, since the heat signature is really only visible from the rear.
Something like this would almost certainly need to be actively guided, but then the RWR needs to be more expensive and that cuts into yacht money for the Lockheed execs.
Therapy might help with the childhood trauma but it imparts the poverty trauma.
Which one is better depends on the build you’re going for and whether you want to recruit all companions and get the true ending or are fine with the neutral.