• Psythik@lemm.ee
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      1 year ago

      It really does work. I’ve never paid a hospital bill ever. Yes your credit is fucked for the next 7 years, but all you have to do is have some patience and your score will recover. Debt collectors can’t do shit if you won’t pick up the phone. I’m a Millenial; not picking up the phone is all I know how to do.